About Gratio Capital

The current economic crisis has heightened people’s awareness of the importance of accumulating financial assets to help weather unexpected economic crises, to improve standards of living, and to plan for the future.  In fact, the national savings rate reached a 14-year high of near 6 percent, indicating that Americans are saving more now than ever.

Despite the importance of asset building to long-term financial success, many Americans go without the tools they need to accumulate significant financial resources. In fact, 50% of Americans say they are only one month — or only two paychecks — or less away from not being able to meet their financial obligations if they were to lose their job. Low interest yields on most savings products offer little more than a safe place to store money – not build assets.  At the same time, traditional asset building products like mutual funds often exclude low and middle income consumers with their high account minimums, intimidating jargon, and confusing products that are specifically designed for high net worth consumers.  

Gratio Capital is a San Francisco-based asset management company spearheading a movement to provide all consumers, regardless of income level or investing knowledge, with access to simple and low-cost tools that will help them build toward their financial goals. With its unique GoalMine product, Gratio Capital empowers all consumers to start saving and investing by making it easy to use, simple to understand, affordable, and social. Gratio Capital also acts as the investment advisor to the Gratio Values Fund. Like its fellow MPOWER Labs portfolio companies, Gratio Capital is committed to creating products and services that foster empowerment and prosperity in underserved markets. 

Our mission is to expand access to asset building products for people worldwide.